We live in Miami and have traveled to Tennessee. The temperature was 40 degrees and we felt nice and warm without needing layers. We wore t-shirts underneath and the girls never complained about the cold. I love that you can unzip the hoodie as during our hikes my eldest daughter complained that the hoodie got in the way. I unzipped it and continued our walk. The lining is so fluffy and the outside feels waterproof. We had a light drizzle and it didn't soak into the sweater.
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