The main thing I liked was that it had all of my information in one place and helped me to make more informed decisions when comparing different options, such as car insurance rates etc. It can be difficult at times to figure out how much you will need to spend or what your monthly payment should be. You really have to understand exactly where you stand financially with regards to paying off a loan/credit card balance before using this tool because if you do not know how much money is left over after payments then there is no way to calculate accurately. Using DecisionOven has made it easier than ever to compare multiple credit cards, loans, insurance companies and other products so we are making better choices about our spending habits.