It's an ugly wallet made out of distressed leather, which I usually like, and with a green and red stripe, which is awful. Why 3.5 stars. This is real leather at a very good price and it lies flat. There is a zip pocket for coins and a slot for a memory card. It doesn't have many credit card slots, actually only two plus a unique ID holder, but that's enough for me. There are side slits - two - you can't see where I put my insurance cards.