Well I have the holder (wouldn't call it an end mill, it can cut but that's just my opinion) not bad but I like the description and Images are partially incorrect as insets are visible on most of the photos. I'm so ashamed I didn't read the fine print at the bottom of the page. I think the lack of inserts should be specified in "Product Details". I mean can we really consider it a 'detail' just because the item doesn't work without any additional cost or parts. Seriously, I classify this as decoy and switch.