I bought this bracelet because of the supposed amount of cards and cash. My phone fits perfectly and is easy to take out of my wallet to take a photo etc. Although there are slots for 9 credit cards, I have found that when I fill them all the wallet does not close, it does not fit well and has to be folded, adding to the overall volume and making the wallet difficult to close I will be returning it, it just doesn't hold as much as I expected and I have to carry extra items in my bag or another purse/purse, defeating all reasons for its purchase.
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