This is such an easy way for me as a busy mommy to plan my own financial future! I have it set up so that every week or month we get reminders about our goals - whether they are monthly expenses like mortgage payments, auto insurance payment, etc., retirement savings contributions, tax withholding amount due dates (I think this one was recently added?) It's great because you can see what your total balance will be at any time in order to determine if there needs to be more/less money going into certain accounts each pay period. The only thing i dislike right now is how difficultly some people may find entering numbers manually instead of clicking buttons. If someone isn't very computer savvy then using bpb could actually make them feel overwhelmed! A lot less stress knowing where all my bills fit together. And if something does go wrong, having everything laid out gives me peace of mind. Also makes planning ahead easier since I know exactly when those.