I gave this purse a rating of 4 (instead of 5) because (1) the descriptions on Ebay made it hard to figure out which style/color you were ordering, and (2) not all colors available were offered. The purse itself is GREAT ! I love a small cross-body purse -- hands-free, better security. Built-in wallet is a must for me. This one has a nice wallet on front that folds out when unzipped, with 8 card slots and 2 zippered divided sections inside the wallet. In addition to the purse's central section (with small side zipper section inside), there's another zippered section on reverse outside (your iphone would fit here). On front outside of wallet section, there's a small zipper section, and a velcro pouch (great for keys). Lots of places to organize, even for such a small purse ! Liked it so much I bought another one.NOTE: Be careful when ordering; not all styles/colors shown have a built-in wallet. The "french kiss" style does have the built-in wallet. The descriptions/pictures of the Silver Fever purses are not very good on Ebay. You can visit the seller's website for better reference. I ordered the "Black Braided" one and it did have a nice wallet inside. Nice size, lots of separate sections.
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