The ability for our staff members at work remote from each other in different states to all be able to see their health insurance information without any hassle was amazing! It has been nice knowing we can now share with others as well which helps out tremendously when it comes time to file paperwork or pick up prescriptions/medication while traveling across state lines. I would highly recommend this program if you use Health Insurance through your employer because there are no additional fees added onto your bills. We were not charged extra by my employers but instead just had them link directly into our accounts so everything could stay under one roof.