Bitpanda: licences, security, fees and reviews
Centralized exchange
In short
- Legal entity
- Bitpanda GmbH, Stella-Klein-Löw-Weg 17, 1020 Vienna
- Fees
- Spot taker: Main app: premium included in price, 0.99% for Bitcoin; trade fee shown per trade from 0.00% to 2.49% (as of 31 October 2026)
- Risks and caveats
- Crypto investments are high risk and are not covered by investor protection; Bitpanda warns users not to invest more than they can lose.
- Checked
- 31 October 2026
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Key facts
- Type
- Centralized exchange
- Exchange launched
- 2014
- Operator
- Bitpanda GmbH (Vienna); group entities in Germany, Malta and Dubai
- Official site
- bitpanda.com
Key facts checked on 31 October 2026 against official sources and regulator registers.
What is Bitpanda
Bitpanda is a Vienna-based investment platform for crypto-assets, stocks and ETFs, precious metals and crypto CFDs, founded in 2014 by Eric Demuth, Paul Klanschek and Christian Trummer. Bitpanda GmbH is authorised as a crypto-asset service provider under MiCA by Austria's FMA; prices for crypto trades include a premium rather than a maker-taker fee, and Bitpanda Fusion offers order-book style trading.
Good to know
- Bitpanda GmbH's MiCA authorisation from the Austrian FMA (9 April 2025) is passported to 29 other EEA countries. ↗
- Crypto prices on the main Bitpanda app include a premium; the trade fee shown in the summary ranges from 0.00% to 2.49%, and Bitcoin costs 0.99%. ↗
- People with US citizenship or located in the US cannot use Bitpanda. ↗
- Leveraged crypto products are CFDs with Bitpanda GmbH, provided by Bitpanda Financial Services GmbH, which Bitpanda says is licensed by the Austrian FMA. ↗
- Visitors from the UAE are redirected to Bitpanda Broker MENA and Bitpanda Custody MENA, separate VARA-licensed entities. ↗
- Bitpanda shows a risk warning that investors should not expect to be protected if something goes wrong. ↗
Services
| Parameter | Details |
|---|---|
| Spot trading | Buy, sell and swap crypto-assets at quoted prices with premiums included; Bitpanda Fusion adds limit and stop orders with aggregated liquidity. |
| Derivatives | Bitpanda Leverage: long and short crypto CFDs. |
| Fiat deposits | Deposits in EUR, USD, GBP, CHF, TRY, PLN, HUF, CZK, DKK and SEK. |
| Custody / wallet | Custody of crypto-assets (MiCA service a), plus insured storage of physical precious metals. |
Licences and registrations
| Jurisdiction | Entity | Licence / registration | Regulator |
|---|---|---|---|
| European Union (Austria) | Bitpanda GmbH (LEI 5493007WZ7IFULIL8G21) | MiCA crypto-asset service provider authorisation (Article 63), 9 April 2025: custody, exchange for funds and crypto, execution, placing, reception/transmission of orders, transfers; passported to 29 EEA states | Austrian Financial Market Authority (FMA) |
| European Union (Germany) | Bitpanda Asset Management GmbH | MiCA CASP authorisation (Article 63), 24 January 2025: custody, exchange for funds and crypto, transfers | Federal Financial Supervisory Authority (BaFin) |
| European Union (Malta) | BP23 CA Limited | MiCA CASP authorisation (Article 63), 27 January 2025, commercial name Bitpanda | Malta Financial Services Authority (MFSA) |
| United Arab Emirates (Dubai) | Bitpanda Broker MENA FZCO | VASP Licence VL/25/03/001, Broker-Dealer Services, issued 19 March 2025, Active | Virtual Assets Regulatory Authority (VARA) |
| United Arab Emirates (Dubai) | Bitpanda Custody MENA FZCO | VASP Licence VL/25/04/006, Custody Services (including custodial staking), issued 25 April 2025, Active | Virtual Assets Regulatory Authority (VARA) |
| Austria | Bitpanda Financial Services GmbH | Licensed by the FMA for Bitpanda Leverage (company statement; licence type not stated) | Austrian Financial Market Authority (FMA) |
| European Union | Bitpanda (entity not named) | PSD2 payment service provider licence (company statement) | — |
Security and audits
- Bitpanda states it applies MiCA security and compliance rules to deposits and withdrawals.
- Physical precious metals bought on Bitpanda are insured and stored at no fee.
Security incidents
No security incident is recorded in the sources checked on 31 October 2026 (the company’s own channels and incident databases): support.bitpanda.com/api/v2/help_center/articles, support.bitpanda.com/api/v2/help_center/articles, hacked.slowmist.io, api.llama.fi/hacks, rekt.news/leaderboard
Fees
| Parameter | Details |
|---|---|
| Spot taker | Main app: premium included in price, 0.99% for Bitcoin; trade fee shown per trade from 0.00% to 2.49% (as of 31 October 2026) |
| Spot maker | Bitpanda Fusion: 0.25% at Level 1 (30-day volume up to €100,000) (as of 31 October 2026) |
| Deposits | Bitpanda Fusion: 0% fiat deposit and withdrawal fees on supported routes (as of 31 October 2026) |
| Withdrawals | Crypto withdrawals pay a network fee that Bitpanda adjusts to congestion and does not keep (as of 31 October 2026) |
Who can use it
- Verification: Users must be 18 or older, hold a valid ID from a supported country and live in a country where Bitpanda operates.
- Not available to US citizens or persons located in the United States; only residents of supported countries can verify.
History
| Date | Event |
|---|---|
| 2014 | Bitpanda is founded in Vienna by Eric Demuth, Paul Klanschek and Christian Trummer. |
| 24 January 2025 | BaFin authorises Bitpanda Asset Management GmbH as a MiCA CASP. |
| 19 March 2025 | VARA licenses Bitpanda Broker MENA FZCO in Dubai. |
| 9 April 2025 | The Austrian FMA authorises Bitpanda GmbH under MiCA. |
Risks and caveats
- Crypto investments are high risk and are not covered by investor protection; Bitpanda warns users not to invest more than they can lose.
- Premium-based pricing means the cost of a trade is built into the quoted price (up to 2.49% per trade on the main app).
- Leverage products are CFDs and increase the risk of loss.
About the company
- Legal entity
- Bitpanda GmbH, Stella-Klein-Löw-Weg 17, 1020 Vienna
- Founders
- Eric Demuth, Paul Klanschek, Christian Trummer
- Headquarters
- Vienna, Austria
- Founded
- 2014
Official links
- Website: www.bitpanda.com
- Fees: support.bitpanda.com/hc/en-us/articles/360000902525-What-fees-and-premiums-can-I-expect-to-pay-on-Bitpanda
- Licences: www.esma.europa.eu/sites/default/files/2024-12/CASPS.csv
- Blog: support.bitpanda.com/hc/en-us
Questions and answers
Is Bitpanda regulated?
Yes. ESMA's interim MiCA register lists Bitpanda GmbH (authorised by Austria's FMA on 9 April 2025), Bitpanda Asset Management GmbH (BaFin) and BP23 CA Limited (MFSA); two Dubai entities hold VARA licences.
What are Bitpanda's fees?
On the main app the premium is built into prices, 0.99% for Bitcoin and 0.00% to 2.49% per trade; Bitpanda Fusion charges 0.25% at Level 1 (as of 31 October 2026).
Who owns Bitpanda?
Bitpanda is a Vienna fintech founded in 2014 by Eric Demuth, Paul Klanschek and Christian Trummer; the operating company is Bitpanda GmbH.
Is Bitpanda available in the US?
No. US citizens and people located in the United States cannot become Bitpanda users.
Sources
- ESMA - Interim MiCA register, CASPs (CSV)
- VARA - Public Register
- Bitpanda - Who is Bitpanda?
- Bitpanda - Who can use Bitpanda?
- Bitpanda - What fees and premiums can I expect to pay
- Bitpanda - Fees and premiums explained
- Bitpanda - Bitpanda Fusion
- Bitpanda - Bring Your Assets to Bitpanda
- Bitpanda - Bitpanda Leverage
- Bitpanda - MiCA article
- Bitpanda MENA - Home (UAE)
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