Mercado Bitcoin: licences, security, fees and reviews
Centralized exchange
In short
- Legal entity
- Mercado Bitcoin Serviços Digitais Ltda., CNPJ 18.213.434/0001-35
- Fees
- Spot taker: Classic/PRO order book: 0.70% taker and 0.30% maker at the lowest tier, down to 0.015% (as of 31 October 2026)
- Risks and caveats
- BCB authorisation as a virtual asset broker was still pending as of October 2026.
- Checked
- 31 October 2026
Visitor ratings: do you like Mercado Bitcoin?
Key facts
- Type
- Centralized exchange
- Exchange launched
- 2013
- Country of registration
- Brazil
- Operator
- Mercado Bitcoin Serviços Digitais Ltda. / Mercado Bitcoin Sociedade Prestadora de Serviços de Ativos Virtuais (CNPJ 18.213.434/0001-35, São Paulo)
- Official site
- mercadobitcoin.com.br
Key facts checked on 31 October 2026 against official sources and regulator registers.
What is Mercado Bitcoin
Mercado Bitcoin (MB) is a Brazilian crypto exchange founded in 2013 and based in São Paulo. It offers buying and selling of 600+ digital assets with quick trades and order-book trading (Classic and PRO), plus digital fixed-income and equity tokens and staking. Its operating company is in the process of authorisation by the Banco Central do Brasil as a virtual asset broker.
Good to know
- As of October 2026 the operating company states it is still in the process of authorisation by the Banco Central do Brasil as a virtual asset broker, under BCB Resolutions 520 and 521. ↗
- Quick trades (Negociação Rápida) cost 0.7% to 3% depending on the amount, and the price may include a spread; order-book trades cost 0.015% to 0.7%. ↗
- Foreigners can open an account only with a valid Brazilian CPF and a Brazilian address. ↗
- Individual accounts can be opened from age 12 with a CPF in good standing. ↗
- MB has reported suspicious activity to Brazil's financial intelligence unit COAF since 2018. ↗
Services
| Parameter | Details |
|---|---|
| Spot trading | Classic and PRO order-book trading with a progressive fee table. |
| Instant buy / sell | Negociação Rápida: buy or sell in three clicks; fee 0.7% to 3% plus possible spread. |
| Staking / Earn | Staking, digital fixed income (Renda Fixa Digital) and digital equity tokens. |
| Fiat deposits | BRL deposits and withdrawals free; also 'Compre com Pix' from a bank app. |
Licences and registrations
| Jurisdiction | Entity | Licence / registration | Regulator |
|---|---|---|---|
| Brazil | Mercado Bitcoin Sociedade Prestadora de Serviços de Ativos Virtuais (CNPJ 18.213.434/0001-35) | In the process of authorisation as a virtual asset broker (corretora de ativos virtuais) with the Banco Central do Brasil; subject to BCB Resolutions 520 and 521 (company statement) | Banco Central do Brasil |
| Brazil; Portugal | Mercado Bitcoin group (entity not named on the page) | States it is an authorised payment institution following Banco Central do Brasil and Banco de Portugal rules (company statement, May 2026) | Banco Central do Brasil; Banco de Portugal |
Security and audits
- Financial statements audited annually by an independent auditor; audited since 2018 (EY named on the security page, KPMG named on the October 2026 home page).
- Two-factor authentication; member of the ABFintechs 'Fintech Segura' programme.
- Suspicious activity reported to COAF since 2018.
Fees
| Parameter | Details |
|---|---|
| Spot taker | Classic/PRO order book: 0.70% taker and 0.30% maker at the lowest tier, down to 0.015% (as of 31 October 2026) |
| Instant buy / sell | Negociação Rápida 0.7% to 3% depending on amount, plus possible spread (as of 31 October 2026) |
| Deposits | BRL deposits free, minimum R$1 (as of 31 October 2026) |
| Withdrawals | BRL withdrawals free; up to R$50,000 per 24 hours for verified accounts (as of 31 October 2026) |
Who can use it
- Verification: A CPF (or CNPJ for companies) without pending issues at the Receita Federal and a valid email; minimum age 12 for individuals.
- Non-Brazilians need a valid CPF and must give an address in Brazil.
History
| Date | Event |
|---|---|
| 2013 | Mercado Bitcoin starts operating in Brazil. |
| 2018 | Begins external audits of its figures and COAF reporting. |
| 2022 | EY becomes the auditor (security page). |
| October 2026 | The home page states the virtual asset services company is in the BCB authorisation process. |
Risks and caveats
- BCB authorisation as a virtual asset broker was still pending as of October 2026.
- Custodial service; no public proof-of-reserves report.
- Quick-trade prices can include a spread on top of the 0.7%-3% fee.
About the company
- Legal entity
- Mercado Bitcoin Serviços Digitais Ltda., CNPJ 18.213.434/0001-35
- Headquarters
- Avenida Brigadeiro Faria Lima 2113, São Paulo, Brazil
- Founded
- 2013
- Parent company
- Part of the Mercado Bitcoin conglomerate (group also has a securities broker, CTVM)
Official links
- Website: www.mercadobitcoin.com.br
- Fees: www.mercadobitcoin.com.br/taxas-contas-limites
- Security: www.mercadobitcoin.com.br/seguranca
- Licences: www.mercadobitcoin.com.br/compliance
Questions and answers
Is Mercado Bitcoin regulated?
It says it complies with Brazil's Law 14.478/2022 and BCB Resolutions 520 and 521; as of October 2026 its virtual asset services company was still in the process of BCB authorisation as a virtual asset broker.
What are Mercado Bitcoin's fees?
As of 31 October 2026 quick trades cost 0.7% to 3%, order-book trades 0.015% to 0.7%, and BRL deposits and withdrawals are free.
Does Mercado Bitcoin publish proof of reserves?
No proof-of-reserves report is listed; it says its financial statements are audited annually by an independent auditor.
Can foreigners use Mercado Bitcoin?
Only with a valid Brazilian CPF and an address in Brazil.
Sources
- Mercado Bitcoin - Home (archived 16 October 2026)
- Mercado Bitcoin - Taxas, contas e limites (archived 30 September 2026)
- Mercado Bitcoin - Segurança (archived 26 May 2026)
- Mercado Bitcoin - Quem somos (archived 15 September 2025)
- Mercado Bitcoin - Compliance (archived 27 May 2026)
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