For reference I'm 5ft 3in, 130lbs. I usually wear small or medium tops. I wanted a looser fit and after reading a number of reviews decided on the XL size. The XL size is definitely bigger and wider than I wanted, but I took a photo (sorry for the low pic res) to show where it sits naturally as you move ie not styled or adjusted. The gray t-shirt is slightly longer on me and this sweatshirt is higher than my torso. So you can see others saying it even ends up in size XL and tends to ride above the hips if not constantly pulled down. This might be perfect if that's the fit/look you're looking for, but be aware this is not a floor covering top for a grown woman. I have a relatively short torso and personally prefer longer tops so thought I'd warn you that they are even shorter than I expected. The quality isn't bad; I really hate thin sweatshirts as they don't keep you warm, but this one is decently weighted and quite warm. Overall I think I'll keep it as it's cute and living room friendly.
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