Very warm! Very comfortable and this blanket will help you get through the harshest of winters. No need for extra bulk from other comforters! As for the lack of evidence for Thinsulate, people argue. The package it comes in lists it on a label on the quilt. I'm also a big snowboarder so I have a lot of synthetic down jackets and it's just as good as this one. So I would be very very surprised if it wasn't Thinsulate, it's very warm and honestly no fluff on the duvet which I 100% recommend Thinsulate.
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