I used to have a leather credit card holder with a ring on top. I literally exhausted him. Since then I've searched for replacements many times and have only been able to find *either* a ring *or* a credit card holder; never both together, so I was very happy to find this one! The material is very durable. My credit card, driver's license and an "emergency bill" fit comfortably in the slot. My ONLY issue with it (compared to my old one) is that the ring is in the middle and not over the credit card slots. The phone is at the wrong angle on the table (tilted down). And it's a bit difficult to put it on a stand. If it's not quite the right angle, it falls - hence four stars instead of five for design. But overall I'm very satisfied.
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