I like that it is personalized for me everytime i log into my account or call customer service! It's very helpful to know what options are out there before signing up with insurance companies who have higher rates than other plans from their competitors as well!! Sometimes they don't explain everything so you need someone else to ask them questions about certain things but overall its good!! Don’t waste your money by not getting this plan if all of these people say how great smartpath works then why wouldn’t u? You will be surprised when after having an accident (my car was hit) we had no idea were going too because our benefits changed without us knowing until months later. We should get informed more quickly. This helps make sure everyone knows exactly where each person stands financially to avoid any misunderstanding while trying to figure something out together. The peace of mind comes along w/it also makes communication easier between both parties involved since now nothing can go wrong due to.