One thing I like most about this program is that you have two options when it comes to investing your money - one being an index fund option which works out well if they are already invested heavily into ETFs but not so good otherwise (it's just too risky). If people aren't very familiar or experienced investors then using their advice can be helpful as sometimes stock pickers get things wrong because what looks right at first might mean nothing later downthe line! Also having multiple accounts means more diversification within my portfolio meaning less risks should something happen where there could potentially lose lots/lotsa dollars without me knowing until much worse than now happens ;-p Overall great experience from start till finish; everything went smoothly especially meeting our advisor every step along way during set up process who took time patiently explaining his role throughout each stage even tho he wasn’t always needed haha :).