Moonfare is an interesting concept, however it seems to be a complete waste of money. As soon as I started working with it, I could see why it was so expensive. It was clunky and seemed to require me to enter the same information over and over again. I also didn't understand the pricing model at first. After a few weeks, I decided to give it another chance, and now I'm pretty happy with the results. In addition to the positive aspects of the application, it also has some downsides. For example, the monthly fee is relatively high, and it's not possible to cancel without incurring a $500 cancellation fee. These issues are outweighed by the benefits, though. For starters, it's easy to use, intuitive, and offers a comprehensive set of tools for tracking investments and returns. Additionally, the interface is well designed and easy to navigate. Overall, Moonfare provides an excellent investment experience.