The program was easy for me as I have no prior experience in this area. It gave us all info we needed about our finances so that it made sense when talking with my accountant/financial advisor! Nothing really but i do wish there were more topics covered (maybe some retirement planning). Highly recommend getting into your personal finance if you don't know much already. We learned alot from this class which helped get better insight into what's going on financially at home instead of just general tips or information. Our whole family benefited greatly by taking part in these classes since they got everyone involved together and working towards having an understanding of how their money works and where its being spent. This helps them be aware of any problems they may encounter later down the road once bills come due etc.