I used the Boxiki Travel Money Belt when walking the Camino de Santiago, a beaten path throughout Spain. I've used it every day for a month and it's still in great condition, if a little dirty. I could wear it over my clothes (easier access to the contents) or under my clothes. I preferred to having a layer between me and the belt as the friction was a bit uncomfortable but I also had a hiking pack with a hip belt in the same area the only problem was I would have liked it to be a bit bigger my passport came in ONLY one large bag squeezed and I couldn't fit more in. The bag is a couple Inches longer than my passport, the problem was the height and that the edges didn't catch in the zipper. I liked that it was lightweight and tucked under clothes when I wore it like that. I've carried it several times as a handbag and it wasn't bulky. In the first photo I have it under my shirt.
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