Xverse: keys, security, fees and reviews

In short

Key control
Self-custodial: private keys are encrypted on the device with the user's password and are not shared with Xverse.
Fees
Wallet: Free to download and use; users pay network fees for on-chain transactions.
Risks and caveats
Losing the secret recovery phrase means losing access; Xverse support will never ask for it.
Checked
31 October 2026

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Key facts

Official site
xverse.app

Key facts checked on 31 October 2026 against official sources.

What is Xverse

Xverse is a self-custodial Bitcoin wallet for mobile (iOS, Android) and a Chrome extension, built by Secret Key Labs Limited. It started as a mobile wallet for Bitcoin and Stacks and now also covers Ordinals, Runes, BRC-20 and Bitcoin layer-2 networks such as Stacks, Starknet and Spark.

Who holds the keys

Who holds the keys — Xverse
ParameterDetails
Key controlSelf-custodial: private keys are encrypted on the device with the user's password and are not shared with Xverse.
Seed phraseThe user must back up the secret recovery phrase; Xverse support never asks for it.
CustodianException: the optional Lightning balance (since January 2026) is a custodial service run by partner Sati, separate from the self-custodial wallet.
Account modelSpark layer-2 balances use a shared signing protocol across several operators while the user keeps the keys and can exit to Bitcoin layer 1.

Features and supported networks

Features and supported networks — Xverse
ParameterDetails
PlatformsChrome browser extension and mobile apps for Android and iOS.
Supported networksBitcoin layer 1 plus the Starknet, Stacks and Spark layer-2 networks.
Hardware wallet supportLedger and Keystone; Ledger support covers Bitcoin, Ordinals, Runes, BRC-20, Stacks and SIP-10 tokens.
MultisigShared vaults with co-signing through an integration with Asigna.
LightningA Lightning balance with a reusable Lightning address, provided by partner Sati inside the Xverse web wallet.

Security and audits

Fees

Fees — Xverse
ParameterDetails
WalletFree to download and use; users pay network fees for on-chain transactions.

History

History — Xverse
DateEvent
5 April 2022Xverse described itself as a non-custodial mobile wallet for Stacks and Bitcoin, built by Secret Key Labs, after a rebranding and a dApp browser release.
8 December 2022Launch of the Chrome browser extension (beta).
16 May 2023New brand identity introduced.
28 August 2025Integration with the Spark Bitcoin layer 2 went live.
26 January 2026Lightning payments added through a partnership with Sati.

Risks and caveats

About the developer

Developer
Secret Key Labs, a software lab founded by engineers from the original Stacks team.
Legal entity
Secret Key Labs Limited; the app licence agreement is governed by Hong Kong law.

Official links

Questions and answers

Is Xverse self-custodial?

Yes for the main wallet: keys are encrypted on the user's device. The optional Lightning balance added in January 2026 is custodial and run by partner Sati.

Is Xverse open source?

The code is public on GitHub, but the wallet extension licence from Secret Key Labs allows only non-commercial reuse. Xverse links a Least Authority audit report.

Which networks does Xverse support?

Bitcoin (including Ordinals, Runes and BRC-20) plus Stacks, Starknet and Spark, with Ledger and Keystone hardware wallet support.

Who makes Xverse?

Secret Key Labs Limited, founded by engineers from the original Stacks team; its app terms are governed by Hong Kong law.

Does Xverse charge fees?

The wallet is free; users pay network fees for on-chain transactions.

Sources

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