Paymium: licences, security, fees and reviews
Centralized exchange
In short
- Legal entity
- PAYMIUM SAS (LEI 969500D241WXU9J7MI33)
- Fees
- Spot maker / taker: Limit orders: 0.40% maker / 0.6% taker up to EUR 10K 30-day volume, falling to 0% / 0.05% above EUR 500M (as of 31 October 2026)
- Risks and caveats
- Crypto-assets are highly volatile and investors may lose all or part of the capital invested.
- Checked
- 31 October 2026
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Key facts
- Type
- Centralized exchange
- Exchange launched
- 2011
- Operator
- PAYMIUM SAS (Boulogne-Billancourt, France)
- Official site
- paymium.com/en
Key facts checked on 31 October 2026 against official sources and regulator registers.
What is Paymium
Paymium is a French crypto platform founded in August 2011 as Bitcoin-Central and renamed Paymium in June 2014. It is operated by PAYMIUM SAS, which the AMF authorised as a crypto-asset service provider under MiCA (No. A2026-018). It offers simple buying, limit-order trading, recurring purchases and an OTC desk. In 2024 it took over the customers of the Zebitex exchange.
Good to know
- Paymium took over the Zebitex platform in 2024: Zebitex trading ended on 24 August 2024, accounts moved to Paymium by 25 September 2024 and Zebitex closed on 30 September 2024. ↗
- Paymium is an authorised MiCA crypto-asset service provider (AMF No. A2026-018) and an ACPR-authorised payment institution (CIB No. 18028). ↗
- The MiCA authorisation covers six services, including custody, operating a trading platform, crypto-fiat and crypto-crypto exchange, order execution and transfers, with an EU passport. ↗
- In September 2026 an attacker exported the data Paymium kept at its email provider Brevo (email, name, date of birth, phone, country for some contacts); Paymium says its own systems and client assets were not affected. ↗
- Paymium says client funds are held 1:1 and not invested in financial products, and that 98% of funds are kept offline. ↗
Services
| Parameter | Details |
|---|---|
| Spot trading | Limit-order trading (expert mode) with maker/taker fees, plus simple buy/sell and market orders. |
| OTC | OTC desk / premium transaction service for orders above EUR 50,000. |
| Custody / wallet | Custody of client crypto-assets, mostly offline (98% per Paymium). |
| Fiat deposits | EUR accounts with a personal IBAN and instant SEPA transfers via partner Paynovate (since September 2023). |
Licences and registrations
| Jurisdiction | Entity | Licence / registration | Regulator |
|---|---|---|---|
| European Union (France) | PAYMIUM SAS | MiCA crypto-asset service provider, AMF No. A2026-018; ESMA register notification date 22 June 2026; services incl. custody, trading platform, exchange, execution, transfers | Autorité des marchés financiers (AMF) |
| France | Paymium | Authorised payment institution, CIB No. 18028 (company statement) | Autorité de contrôle prudentiel et de résolution (ACPR) |
Security and audits
- Paymium states that 98% of funds are kept offline (cold storage).
- Client funds are held 1:1 and are not invested in financial products, according to Paymium.
- A third-party email provider (Brevo) breach in September 2026 exposed customer contact data; Paymium says its own infrastructure and client assets were not affected.
Security incidents
| Date | What happened | Source |
|---|---|---|
| 10 September 2026 | Data breach: Third-party incident: a flaw in the SSO system of Paymium's email provider Brevo let an attacker access Paymium's Brevo account and extract all data stored there (email, and for some contacts name, date of birth, phone and country). Paymium says its own infrastructure and customers' accounts and assets were not affected. | paymium.com |
Further incidents are reported by third parties (press, incident databases) but are not confirmed in the company’s own channels, so they are not listed here.
Fees
| Parameter | Details |
|---|---|
| Spot maker / taker | Limit orders: 0.40% maker / 0.6% taker up to EUR 10K 30-day volume, falling to 0% / 0.05% above EUR 500M (as of 31 October 2026) |
| Exchange / market orders | Standard fee 1.49%; 0.90% for USDC and EURCV transactions; 0% for EURCV/EUR (as of 31 October 2026) |
| Account | Opening an account is free; fees apply only to executed transactions (as of 31 October 2026) |
History
| Date | Event |
|---|---|
| August 2011 | Paymium is founded under the name Bitcoin-Central. |
| June 2014 | Bitcoin-Central is renamed Paymium. |
| March 2021 | Paymium obtains PSAN (digital asset service provider) status from the AMF. |
| 24 August 2024 | Zebitex ends trading ahead of the migration of its customers to Paymium. |
| 25 September 2024 | Migration of Zebitex accounts to Paymium completes; balances available on Paymium. |
| 22 June 2026 | Paymium announces its MiCA CASP authorisation from the AMF. |
Risks and caveats
- Crypto-assets are highly volatile and investors may lose all or part of the capital invested.
- Customer contact data held at a third-party provider was extracted in September 2026 and may be used for phishing.
About the company
- Legal entity
- PAYMIUM SAS (LEI 969500D241WXU9J7MI33)
- Headquarters
- 73 Rue du Château, 92100 Boulogne-Billancourt, France
- Founded
- August 2011
- Formerly
- Bitcoin-Central (until June 2014)
Official links
- Website: www.paymium.com/en
- Fees: www.paymium.com/en/help/pricing
- Licences: www.paymium.com/en/regulatory-documents
- Security: www.paymium.com/en/security-and-compliance
- Terms of use: paymium-public-files.s3.fr-par.scw.cloud/TOS/Paymium_TOS.pdf
- Status: status.paymium.com
- Blog: www.paymium.com/en/blog
Questions and answers
Is Paymium regulated?
Yes. PAYMIUM SAS is in the ESMA MiCA register as a crypto-asset service provider authorised by the AMF (No. A2026-018, notified 22 June 2026), and Paymium states it is an ACPR-authorised payment institution (CIB No. 18028).
What happened to Zebitex?
Paymium took over the Zebitex platform in 2024. Zebitex ended trading on 24 August 2024, accounts were migrated to Paymium by 25 September 2024, and Zebitex closed on 30 September 2024.
What are Paymium's fees?
As of 31 October 2026 limit orders start at 0.40% maker and 0.6% taker, simple exchange and market orders cost 1.49% (0.90% for USDC and EURCV), and opening an account is free.
Has Paymium been hacked?
In September 2026 an attack on Paymium's email provider Brevo exposed customer contact data stored there; Paymium says its own infrastructure and customer assets were not affected.
Sources
- Paymium - Home
- Paymium - About us
- Paymium - Security and compliance
- Paymium - Pricing
- Paymium - MiCA authorisation announcement
- Paymium - Brevo security incident notice
- Paymium - Zebitex takeover page (Wayback, 11 October 2024)
- ESMA - Interim MiCA register, CASPs
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