Some advantages include how a fitness bracelet works, but NFC. As a result, I had to delete my previous Mi-Fit account that had my training statistics and create a new one. After adding a Tinkoff credit card to the new account, contactless payments using the bracelet began to function. Some drawbacks include: the card was linked, but payments did not process, it claims that the card is limited, and payment via NFC in terminals did not operate with the old Mi-Fit account. All I had to do was make a new account, and it worked.
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