This wallet looks good in terms of material but is slightly larger than I expected compared to my previous wallet. The card holder behind the money clip is too tight so I don't use it. I tried several times to pull my card out and it hurt. I hope it weakens at some point and I will raise my rating. Update: The wallet keeps getting better. You just have to experiment with what works best for accessibility. It definitely feels like it's going to be a while. I'm used to the larger size as it holds a little more without becoming bulky or too big. So far, so good.