I bought this from a crab site. I didn't like the crab wallet at first, but after about a week of use I really liked it. It really is the bare minimum and I love that it can hold my key. You can use the strap to carry cash, but that doesn't work very well because every time you need to take out your card, everything held by the strap falls off. I give this wallet a 4 out of 5 because it doesn't actually have a money loop.