It was very easy to use and I was able to make transfers to my bank account using my mobile phone. The rate was very high compared to my local bank where I was using ATM cards. I like the fact that you can use either cash or bank to withdraw the money. It was easy to use. I like the fact that it has a 24/7 service. I did not like the fact that sometimes it was difficult to withdraw the money from the ATM card. I also think that it is better to withdraw the money from a bank account and not from a prepaid card. I was able to transfer money to my bank account using my mobile phone.