It is ugly and only leather on the outside - some fabric on the inside. The wallet is very wide so I had to change my wallet to use it. I always carry a checkbook purse to take everything with me and to store photos of my kids, but this is the largest checkbook purse I've ever used, not because it has more pockets (because there aren't), but because it simply is too wide. . The wallet has multiple credit card slots and a separate zipped compartment on the back with three compartments, one of which has a zip closure. There are large compartments under the check book holder and credit card slots. I wouldn't recommend this wallet and I won't buy another one but it was cheap and will serve as a replacement for my other wallet which literally fell apart after 5 years. I don't see it continuing after a year of use.
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