First of all, I took it because of NFC. Before that, there was an unkillable mi band 2. Set up everything quickly (Mi Fit app) Alfa Bank and money cards were tied the first time. Immediately went to check in the case. Payment went through without problems. You don't need to carry your phone with you. You can set the lock code from the numbers 1,2,3,4 when you remove the bracelet, you cannot enter the menu until you enter the code. That is, if lost, the finder will not be able to pay with your cards and will not see how many calories you threw off. Overall, it does its job well for the price.
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