I like everything together. This wallet does exactly that for me, although I wish I had three more card inserts, but that's okay, it has so many inserts. I don't carry my phone or checkbook with me because I like my phone separate and more accessible and I rarely use checks. The checkbook holder is clear plastic, so I put my medical information in there so I can see it in an emergency. Holds cash, coins, checkbooks, gift cards, credit cards and more. Coin zipper gets stuck at times. The zipper on the outside works very well. Looks like high quality leather. I like the way it looks. I am happy with my purchase.
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