I've been listening to Dave Ramsey for some time now, and I finally took the leap and purchased these envelopes. They have been very helpful with keeping me from overspending and being more financially cognizant. I definitely recommend them to anyone who wants to control their spending and know where their money is going. Now, I haven't used all the envelopes yet. I've had them for just about a month, and they have withheld being stuffed in my purse. It's a great investment you won't regret.
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