Some days it's actually too hot, or when you go from the car to the shops you get hot in the shop, but hey, this coat will keep you warm, right? According to the sizing chart, I should have bought a medium, but I wear a large for almost everything else. Well I should have ordered a medium but the large fits. Love that it's 3 layers in 1, very versatile. Great in rain, snow, wind or all at once.