Very good wallet. Keeps everything nice and secure. It doesn't have a pen holder, but I was able to put a pen in there with no problem. It has many tills and card slots. I also like the two window openings. It contains my edits, Miscellaneous. Papers, a few cards, a pen, money and a phone, all locked up. The zipper closes easily and smoothly. Not big and not small. I would go again or for a friend/family. Looks great and so far the quality is good. He's holding up well.
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