DURABILITY AND AVAILABILITY !Personally, this little wallet had everything I was looking for. The only thing I really like is the coin pocket! Not very common with these two wallets at this price! I did find that a few threads were loose but I didn't find a problem with that. Paying less than $20 (price at time of review), this thing won't last you a lifetime. But it will definitely take a long time. Cash? If you're the cash-carrying type and pay ONLY cash, this may not be for you. Money clips just aren't designed to safely transport huge wads of cash. I always carry some paper with me. So paying and carrying different bills can be a bit of a hassle.