I received this wallet in the mail today and when I open it I discover, that it is NOT what is shown. My wallet came WITHOUT a zip which is one of the reasons I bought this wallet from the start. Second, the chain feels light and cheap, and the belt clip is very small. I paid a total of $38.05 for the exact same wallet I already have and bought in Burlington for less than $10. If I knew there was no zipper, I would poke a hole in my own wallet and just add the chain myself.