This is exactly what I needed for cycling. It's comfortable with a good balance of wind/rain/snow protection while still being breathable. I wear it over a thin base layer in temperatures between 20 and 50 degrees Fahrenheit. I think this will work well as temperatures will continue to drop if I just use a warmer base layer. Bags are great! I keep my phone in my breast pocket so it doesn't get too cold and my keys in one of my back pockets. It goes great with room for layers.
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