I avoided wallets and only used wallets for several years due to back problems. However, regular purses just don't go with everything (no room for keys or phone) so I finally decided to try a clutch. This clutch meets all my needs: roomy enough to hold my phone and keys, plus pockets for cash/change and a separate card holder (the clutch doesn't come with a card holder so I bought a separate one). The black looks great and is soft and flexible but looks like it will be quite durable. I don't use an additional chain, a small tab chain is enough for hanging. I will never forget the places for my mobile phones. Recommend.
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