Apparently the wallet is pretty good but I've made a few changes due to my own issues with the wallet. I cut off both the center section and the inner divider that separates the currency. This made it much more convenient to use. The reason I took out the currency separator was because the wallet itself is short and if you ever put your money in it you really have to be careful every time as it has very little room to work with. I use US currency and my dollars barely fit and the separator helped. When the separator was removed, things got a little easier, not easier, just a little easier. When the wallet opens there is another flap with photo ID etc but I felt I should leave because my experience with a quality wallet shows they don't need an extra flap! I took the knife and slowly but surely cut it off. Now the wallet is where I want it and I treasure it a lot more than before. The wallet feels very soft, which I really appreciate. However, the color isn't as pleasing to the eye as I was hoping, but maybe it's because I chose the wrong color or I just need to go to a leather shop and buy a polish or shine oil to improve the look . I'm giving the wallet no less than 4 stars because that's what I wanted from the wallet and being able to make those changes.
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