The app is easy enough even with an iphone or android phone! It's simple but I like how it gives you all your information at once so there isn't any confusion about what benefits are available etc. You can also choose which ones apply when creating accounts (e.g., vision care). There aren’t many services out their right now where they actually answer questions as opposed to just giving general answers without having someone look up every single question individually themselves if needed - this was by far my favorite thing about instant financial because i would have problems finding info online sometimes since not everyone knows exactly who does certain things within insurance companies/retirement plans ect.. So glad we switched over from another provider after trying them for several months before deciding otherwise!! We were paying too much elsewhere anyways plus didn't really know our options well either until using instant finance. They helped us find more affordable coverage & made sure everything fit into one plan instead of multiple.