This is a very simple, compact and practical way to carry the minimal but necessary content that you carry in your standard wallet. I no longer carry my previous wallet and this minimalist wallet is my permanent solution. It holds lots of folded bills and plastic cards (credit/debit and medical/prescription cards) and that's basically all you need to carry around. The carbon fiber appearance is attractive and lightweight. The money clip part is solid, but I'm a bit skeptical about the durability of the bands that expand with my cards (10 in total) as they will last over time. At the moment I have no problems with the voltage when servicing my cards and have been using it for about a week. I've only noticed a slight difference in the tension of the stretch bands when inserting or removing my cards. Of course, the bracelets wear in easily, but I currently remove all my cards when I'm home and pocket them when I go out for the day to maximize the lifespan of the bracelets. It's a great product and we'd recommend it for the price but can't give a definitive opinion on the durability of the straps. I hope it lasts a few years and for that I'll give it a 4, not a 5. If the tension of the straps is maintained over time, it's a 5 without a doubt.
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