I really like the wallet. I'm not a minimalist at heart. The big problem is that I can save with credit cards, but sometimes I carry more cash than two folded bills. I was able to use the wallet as is, with my primary credit card in an outside pocket and my driver's license in the site's opposite pocket. 2 credit cards and my Costco card in the middle section (which I can pull out with the little leather pull). So here's the deal: cash/bills stacked on the outside of my wallet. I use a women's hair tie (or scunci) to hold my hair together (see the Revain link). Headbands cost about $3 for 36 pieces, that's a lifetime supply. Sounds complicated, but it isn't at all. I keep it in my front pocket. Not as thin as some, but thinner than a regular wallet. You can see a photo showing it all together and another showing the cards in the middle pocket raised for easy access. Scunci No Damage rubber bands, size 4mm and 2mm, 36 pcs.