It's a really good wallet and my wife liked it and would keep it - EXCEPT the straps to turn it into a backpack aren't removable (even with careful handling). she is an experienced seamstress). They get in the way too much if you use a handle or a single shoulder strap like a regular wallet. We hope our college-age granddaughter can use it instead. The design is well done, it's quite attractive and will probably get good use over time. Only the combination of shoulder bag, handbag or backpack is too much in one piece. If the backpack straps could be removed it would make a great convertible wallet.
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