I've lost 30 lbs. (intentionally!) in the last year, and 40 lbs. since a diagnosis of type II diabetes. I was tired of drilling holes in my belts, and was just looking for "a belt." The RATCHET caught my attention. Then I read of the Micro-Adjustments of just ¼". Sold! As soon as the belt came in, I tried it. I had to trim about 3" initially to make it "just right," but that was easily done with a pair of scissors. Perfect! It is EASY to "tighten just a notch" or to let out a notch as the day goes on. And I don't have to fold the belt BACK like with a regular clasp. There's NO "missing the hole" in the dark. I'm 100% sold on this technology. De KØUNX, Jim, in Jefferson County Colorado.