Lots of snide comments here. I became curious and decided to buy this "so-called" spoiled product. You will get a rating from the most reliable reporter. The seams are perfect and strong. I don't know what the other reviewers are talking about. The skin is thin but functional. I've had it for a week now and not a single scratch. You want thin leather so it doesn't add bulk, and the check writing area has been reinforced and reinforced. I carry the machine in my shirt pocket. It's not a heavy wallet. Paper money is great for a credit card department. The zippered section, which I don't use, works fine. I have no problem accessing adjacent credit cards. The transparent window shows my ID and information, but could be larger. The middle part is a mystery to me. The horizontal pocket does not accept paper money. And in a deep horizontal pocket you can put something like a comb. Before I get to the cons, let me digress on the fact that the check book did not lay flat upon arrival, but was four inches open as the reviewer noted. After wearing three elastics at the ends and center overnight, it's permanently reduced to 3/4 inch and lies perfectly flat in my shirt pocket. The reviewers are absolutely right that the fold is completely wrong. Why doesn't the manufacturer test their products? However, I was able to circumvent this entirely by attaching the back of my Karoliner with a loop at the back. There is more than enough room in the horizon level to fit standard sized checks, even with deep pockets, so I don't know what the reviewers are complaining about and they have to cut a chunk off the checks to make them fit. bit fishy when the same words keep popping up in different messages. I suspect that a competitor is running a smear campaign. In general the price is right. The product is very useful and I am satisfied with it.
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