It saves me alot time in managing my financial transactions through out the year. And i am able to send money at times that suits me well, instead of sending it all in one go which may take way too long than expected or not enough funds available to complete transaction. I havent had any issues so far but if anyone has then do tell us. Just give them some time to grow, you will see what they can achieve! Sending money abroad from India was quite difficult before so now its very easy and convenient for me.