Purchased for 2 functions.1. to start "Pay and Go" with a wireless debit card. The card fits into the V-flap - behind the front left flap and in front of the right flap (no product instructions included). The chip is open. I turn the money clip over and hold it over the CC.2. The average bar for investing. I prefer the thinner middle bands but these are getting hard to find. It only contains a few cards. So, I have a main debit card, a credit card, a driver's license on the inside of the transparent slot, and a bonus card for a bread shop. So far, so good.
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