It's smaller than I thought it would be but it fits nicely in my front pocket without feeling like a thick lump. I just received it so I don't know how long it will take for the screws to come out. I learned how to get a credit card easily after a few tries. You have to triple the cash to keep it from hanging around a bit, but that's not a problem if the bills just fold in half. I try to shop with Apple Pay whenever possible, but it will likely be a while before it becomes ubiquitous. It's been a few weeks now and I have to say I'm very happy with it.
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