I like how easy this service makes saving money for me! My paycheck comes out every 2 weeks so all my paystubs are right there waiting when i get paid each time which saves tons off paper work at tax season as well!! There really isn't anything bad about using their program its simple enough anyone can use without any problems or confusion whatsover. If you need help setting up your account make sure they have someone available who knows everything before signing into online banking otherwise things will be hard if not impossible afterwords. ! Savings go straight back onto our checking accounts just by logging directly via internet insteadof having paperwork saved away somewhere else. !! This has made life much easier during Tax Season since we donot miss one single penny coming home. . !! Saving Money????????????????? yes definitely save yourself some hassle/paperwork going forward throughout year end taxes etc..and no worries getting caught short due too many deductions.