I've ridden it to about 40f so far. Even if the jacket was worn in a single layer, I felt warm. I am 5ft 11", 175lbs, 40" bust and chose the small US model which fits me. I wanted the jacket to fit snugly with enough room for the bottom layer and it's almost perfect. Surprisingly the sleeves are a bit long even though I have long arms. The jacket was not sewn properly - on the right shoulder blade, where it was doubled, there was a small crease, about an inch long. However, my wife was able to rip open this short section and sew it back together. The pant pads look a little too wide at the back, but I just wear my normal cycling shorts underneath. An unexpected bonus was finding zippers on the bottom of the legs, which is very handy.
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