I wanted a "hidden money belt" to use when traveling. Best Buy had cheaper ones, but I wanted a good one. This is of very good quality and worth the money. The zipper on the inside of the belt is small and mostly hidden by the fabric cover so it's not noticeable. The only reason I'm giving 4 stars instead of 5 is because of the buckle. It's a good solid buckle, but it would be better if it was a roller buckle. Also, it's quite tricky to loosen - when you pull back on the strap to loosen it, the brass tab doesn't come out of the hole, you have to pull it out. This can become easier if the strap breaks and becomes more flexible. All in all a very good product, I am more than satisfied.