yaya, the risks of not completing the challenge with UT, or risks of drawdowns is real. In the long term tho, the real risk is if the government gets in the way and messes with prop firms or they go bankrupt and don't pay out. Can happen, needs to be discussed. Thats why the first payout for me is Crucial. First payout will cover the costs and put you in proft out the gate in case stuff goes sideways. If you get to 1-2 payouts, you're in the net zero, or some net positive. For me I got in a pSee full review