I purchased this (actually two of them, one in yellow and one in the purple/lavender color) so I could make a custom date planner and payment/expense ledger. I'm a business owner and can't ever find pre-made planners or ledgers that work for me because my industry is outside of the norm. THIS was absolutely perfect. Paper for them was easy to find. It has cardholder space for my proof of insurance card, business cards, and more. Also has little pockets that I use to hold cash/checks during appoiSee full review