Unlike Bitcoin, Ripple does not seek to eliminate intermediaries and, more precisely, banks. In fact, these are the banks that make up its largest users! Ripple's goal is to make international payments faster, cheaper and clearer. Ripple intends to solve the problems of international payments and transfers.
XRP digital currency is completely different from Bitcoin and ethereum. Bitcoin is just a digital currency, and ethereum is just a platform for smart contracts. But Ripple is the infrastructSee full review